Английский язык для экономистов - Малюга Е.Н.
ISBN 5-469-00341-8
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2. Kmart decided to change its accounting methodology.
3. The loss in the restated results for last year will be much higher.
4. Vendor contracts and general liability reserves are being investigated at the moment.
5. Kmart won the competition with Wal-Mart.
C. Give English equivalents and make up your own sentences:
¦ дебиторская задолженность, не оплаченная в срок;
¦ списывать полностью;
¦ счет прибылей и убытков;
¦ отчет о доходах;
¦ итоговая строка счета прибылей и убытков в годовом отчете.
D. Translate the following sentences into Russian.
1. We send a reminder to customers who haven't settled their accounts.
2. The company has a weekly payroll of about $100,000.
3. Buying that machinery has seriously depleted our reserves. 276
Appendix A
4. The rent for the office is already 3 months overdue.
5. Such items as buildings and machinery are known as fixed assets.
E. Render the extract from the article using the active vocabulary.
Продолжавшаяся четыре месяца аудиторская проверка показала, что активы «Газпрома» действительно уходили на сторону, но при этом, поданным московской инвестиционной компании «Объединенная Финансовая Группа», не было нарушено никаких законов. Среди клиентов ОФГ есть акционеры «Газпрома», представленные в совете директоров.
«Подтвердились многие подозрения акционеров», — заявил Борис Федоров, представитель интересов миноритарных акционеров в совете директоров, отметив, что «это не является стопроцентной открытой борьбой, когда все нарушения немедленно исправляются».
«Хотя некоторые улучшения произойдут, нам придется проводить анализ конкретных действий на долгосрочный период», — сказал Федоров.
Аудиторы сказали, что им не была предоставлена информация, дающая возможность ответить на главный вопрос: получают ли руководители выгоду за счет активов «Итеры».
Часть ущерба, выявленного в ходе проверки, можно возместить. В отчете говорится, каким образом «Газпром» может вернуть себе контроль над сибирской газодобывающей компанией «Пургаз», проданной по дешевке «Итере» в 1999 г.
Unit 7, Banking
A. Read the article from the CNN Money website and complete it with the expressions listed.
operating income diluted issuer improvements
environment net income edged up credit costs
deterioration assets shares lift
Bank One Tops 1Q Target
Credit card business helps ... (1) profits at No. 6 U.S. bank; second-half improvement seen.
New York (CNN/Money) — Bank One Corp. posted improved first-quarter results Tuesday that were slightly better than Wall Street expectations, and the bank said it is beginning to see ... (2) in business conditions that could help results in the second half of the year. The No. 6 banking Appendix A
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company in terms of... (3) posted earnings of $ 787 million, or 67 cents a... (4) share. That's 1 cent a share better than the consensus forecast of analysts surveyed by First Call and up from ... (5) of $ 679 million, or 58 cents a diluted share, a year earlier.... (6) from commercial banking fell 27 percent to $ 143 million, but retail banking income, its largest contributor, ... (7) 1 percent to $ 343 million while credit card income climbed 61 percent to $ 239 million. Bank One is the largest... (8) of Visa credit cards. "While the credit... (9) remains challenging, we are beginning to see a slowing of... (10) in parts of our business," CEOJames Dimon said. "Although this is not expected to improve ... (11) in the near term, it could lead to improvement in the latter part of the year." ... (12) of Bank One lost 77 cents to $41.21 Monday.
B. After filling in the gaps read the article once more and decide which of the statements are True and which are False and write T for true and F for False.
1. Credit card business is profitable for Bank One.
2. Wall Street expected worse first-quarter results.
3. The consensus forecast of analysts was 68 cents a diluted share.
4. Credit card income was higher than operating income from commercial banking.
5. Credit costs can be improved in the near term.
C. Give English equivalents and make up your own sentences:
¦ застрахованные банковские депозиты;
¦ тратта, выставленная одним банком на другой;
¦ неуплаченный, просроченный;
¦ бланк, заполняемый при взносе суммы на текущий счет;
¦ постоянное поручение.
D. Translate the following sentences into Russian.
1. The Central Bank chairman, speaking before the Senate Banking Committee, objected to last year's recommendation by the Federal Deposit Insurance Corp. (FDIC) that the $ 100,000 limit on guarantees for bank deposits be raised.
2. "In [the Fed's] judgment, neither financial stability, nor depositors, nor depositories are being disadvantaged by the current ceiling," Greenspan said in his prepared testimony.
3. Earlier this month, the House Financial Services Committee overwhelmingly approved a proposal to raise the limit to $130,000 for most individual accounts. 278
